Vusxx Vs Hysa New Uploads & Additions 2025 #708

Currently have all my savings in a hysa with a 3.4% yield Thinking of moving it all into vusxx given the current 4.43% yield Just want to gut check Is there any practical difference in risk here One reason i'm asking is because in other posts on this sub about where. Vusxx still could come out ahead of that after accounting for state taxes But beware that other market funds may not be exempt from state tax. Vusxx has slightly more risk than a hysa, and it also tends to have a slightly higher yield Assuming you have read the prospectus, and are happy to accept the slightly more risk, then for sure, have at it and buy vusxx. Hysa vs vusxx in 2025 by invest quietly » wed feb 05, 2025 6:10 pm jwalterweatherman wrote I have a diversified portfolio and i ignore the noise Fretting over political events won't change anything. But what if the hysa pays a much better rate, say 4.60% (vs 4.20% for vusxx)? Hysa are great but even better are buying money market funds or tbills Money market funds restrictions are they can be bought/sold during market hours and tbills have a specified lock up period, like a month or more Both can be bought from your broker, it’s intimidating but actually quite simple For example buying money market vusxx fund today is giving an equivalent 6.25% apy for high.